New build warranty providers compared

    Our stage checklists are written around the NHBC key stages because that is the most common regime on UK housing sites. If your plot is registered with another provider, the physical checks barely change — the process around them does.

    In short

    Every provider inspects against the Building Regulations plus its own published technical standards. What differs is how many visits you get, how they are triggered, how findings are recorded and scored, and what document is issued at the end. The build sequence — and therefore the checklist — stays broadly the same.

    Provider by provider

    Comparison of UK new-build warranty providers by technical standards, inspection regime, recording of findings and certificate release
    ProviderTechnical standardsInspection regimeHow findings are recordedWhat gets issued
    NHBCNHBC Standards, updated annuallyNamed key stages — excavation, basement, superstructure, pre-plaster, pre-handover, and drainage where NHBC also acts as building control — plus risk based and intermediate visits under a site risk plan.Reportable Items scored by damage potential, feeding the site’s quality record.Final certificate on a satisfactory pre-handover inspection; Buildmark cover for the buyer.
    Premier GuaranteePremier Guarantee Technical ManualRisk-assessed inspection regime set at registration, with the number of visits driven by the plot type, build method and assessed risk rather than a fixed universal list.Site inspection reports listing items to resolve before the next visit.Certificate of insurance issued at completion once outstanding items are cleared.
    LABC WarrantyLABC Warranty Technical ManualStage-based inspections aligned with the technical manual, commonly co-ordinated with the local authority building control visits on the same plot.Inspection reports with items to close out, tracked plot by plot.Warranty certificate on satisfactory final inspection.
    Checkmate / BuildZone and other providersEach publishes its own technical requirementsUsually delivered through an appointed warranty surveyor, with the visit schedule agreed at registration for the specific site.Surveyor reports; the format varies by provider.Cover certificate on completion of the agreed inspection schedule.

    Inspection regimes are set per site at registration and providers revise their technical manuals. Treat this as an orientation, and confirm the detail against the current manual and the risk plan for your own site.

    Masonry and timber frame: where the sequence diverges

    Traditional masonry

    The superstructure visit does the heavy lifting: cavity width, wall ties, insulation continuity, cavity trays and weeps, lintels and bearings. Work stays visible for longer, so a defect found at pre-plaster is usually still reachable.

    Superstructure checklist

    Timber frame

    The erection visit is the one that matters, and it closes fast. Sole plate level and fixing, panel plumb and restraint, breather membrane laps, clear cavity, cavity barriers and the air barrier all need photographing before the outer leaf goes up.

    Timber frame checklist

    Common questions

    Are the technical standards the same across warranty providers?
    The Building Regulations apply to everyone, so the compliance floor is identical. Above that, each provider publishes its own technical standards and they differ in detail — durability expectations, acceptable details and tolerances are not word for word the same. Build to the provider named on your registration.
    Can I use the NHBC checklists if my site is with another provider?
    Yes, as a working checklist. The physical checks at excavation, superstructure, pre-plaster and pre-handover are largely common to any provider because they follow the build sequence. Confirm anything numerical against your own provider’s technical manual before you rely on it.
    Does the warranty inspection replace building control?
    No. They are separate. Some providers also offer building control, in which case one visit can serve both purposes, but the warranty certificate and the Building Regulations completion certificate remain different documents.
    How does the inspection sequence change for timber frame?
    The frame erection visit becomes critical because the structure and much of the insulation and air barrier are concealed quickly. Expect close attention to sole plate level and fixing, panel restraint, breather membrane laps, a clear cavity and cavity barriers, plus much earlier photographic evidence than on a masonry plot.
    Which warranty do lenders accept?
    Lenders publish their accepted warranty schemes in the UK Finance Mortgage Lenders’ Handbook. Most mainstream providers are listed, but the list changes, so check the current handbook entry for the lender rather than assuming.